Lama Ahmad M. Ghazzaoui

Biography

Ms. Lama Ghazzaoui serves as Chief Financial Officer of Saudi Awwal Bank. She is responsible for financial oversight and capital management of the Bank. Under her stewardship, the Bank delivered strong financial performance in 2024 with sequential revenue growth despite lower benchmark rates. She oversaw the strategic shift in the balance sheet construct to reduce sensitivity to interest rate changes by increasing fixed-rate assets. She manages the Bank's capital adequacy, ensuring appropriate regulatory capital levels to support business growth and dividend distribution. She is focused on organizational efficiency and maintaining strong funding discipline.

Skills & Competencies

All Current Positions